About Me

 Hello! I’m Keith Adams, and I’m committed to making your mortgage experience simple, stress-free, and personalized. My background as a teacher,  Executive Director of a Bible Camp, Captain of a volunteer fire department, and Pastor, has shaped my approach to serving others with trust, care, and problem-solving.


Originally from Canada, I’ve lived in the St. Petersburg, Florida area since 2012. I’ve been happily married for 31 years, and I’m a proud father of three and grandfather. These experiences have taught me the value of listening and guiding people through important decisions with clarity and compassion.


Whether you’re buying a home, refinancing, or exploring cash-out options, I’m here to provide honest, expert guidance tailored to your needs. I look forward to connecting with you and helping you achieve your homeownership goals!

What I Do

Outstanding Communication and Follow-Up

Outstanding Communication and Follow-Up

Outstanding Communication and Follow-Up

I keep you informed and return all emails and calls promptly so that you never have to wonder what is going on with your loan.

Professional Support

Outstanding Communication and Follow-Up

Outstanding Communication and Follow-Up

Count on me to be there with you and to help you navigate the entire mortgage process.  I'll help you cut through the red tape and avoid the common mistakes people make.

Competitive Low Rates

Close Your Loan On Time

Close Your Loan On Time

I work with you to find the right program and secure low market rates to make sure you are paying the lowest payment each month.

Close Your Loan On Time

Close Your Loan On Time

Close Your Loan On Time

Not all lenders can close quickly or on time.  I work closely with you through the process to meet all deadlines and make sure that your loan closes on time.

Who I Help

Heroes

Homes For Heroes

My wife is a nurse.  My daughter is a nurse.  My daughter-in-law is a nurse. My mother-in law was a nurse for 50 years. My grandfather was a Canadian war hero.  I was a teacher and Captain of a volunteer fire department up in Canada for 10 years.  These relationships and experiences have given me a heart to serve those who serve us.  Because of that, I am a proud partner with Homes for Heroes.  Heroes that use me for their mortgage have opportunity for extra savings when purchasing a home.

Click Here: Homes for Heroes

First Time Home Buyers

I know how overwhelming the process of buying a home is, especially if it is the first time that you are doing it.  I will work closely with you to explain the process to protect you from making mistakes that could cost you later, and to ensure that your mortgage gets approved so you get the home that you are so excited to be buying.

Refinancing Home Owners

If you already own your home but you are looking to refinance to either save money with a lower interest rate or possibly take some cash out for any reason, I can help you with that.  I can also show you how to make sure you are structuring your new financing to get the best deal possible..

Investment Buyers

If you're buying real estate for investment purposes, I can help you secure low rate financing to maximize your ROI.

Move Up and Second Home Buyers

Buying a new home when you currently own one has it's own unique set of concerns.  We can answer all of your questions about how to qualify and purchase a new home when you already own one whether you're buying a new primary residence or a second vacation home.

Work With Me

I recognize that your needs are unique, and I would love to find out exactly how I can be of service to you.

727-410-5338 kadams@pmfmortgage.com

Drop me a line!

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Cancel

PMF, Inc.

NMLS #1980

144 W Platt St

Tampa Florida 33606 

Privacy Policy

Powered by